One-Time Password or "OTP" is valid for only one login session or transaction and is used to enhance the protection of online transactions and account logins. OTP is not allowed to be reused and it expires a short period, usually a minutes or maximum a few minutes. To keep OTP useful a customer should take care of their mobile phones from being robbed.
Face ID recognition in payment systems provides a secure, efficient, and user-friendly method for authenticating transactions. By utilizing advanced facial recognition technology, Face ID ensures that only authorized users can approve payments, significantly reducing the risk of fraud and unauthorized access. This biometric authentication method streamlines the payment process, allowing users to make transactions quickly without the need to remember and enter passwords or PINs.